Abstract: The study found that a large percentage of the respondents are belongs to backward castes, scheduled castes and scheduled tribes, of them backward castes are predominant followed by scheduled castes and scheduled tribes. Nearly half of the total respondents are in the age group between 25-30 years. Overwhelming majority of the respondents is married. A large percentage of the respondents out of the total are illiterates. Overwhelming majority of the sample families are belongs to nuclear type. 65% of the total sample families are landless and the remaining landholding families are small and marginal farmers. 70% of the total families are found in the annual income between Rs.40, 000 to Rs.70, 000. Nearly 80% of the total families are in the annual expenditure range between Rs.50, 000 – 70,000 and above. A large percentage of the total sample families have savings between Rs.5,000 – 10,000 and Rs.15,000 above. Half of the total sample families are indebt and major sources for credit to the indebted families are commercial banks, friends and relatives, employers’ local moneylenders.Key words: unorganised worker, indebted families, Maternity Benefit